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This is the most critical question. Safety varies wildly depending on where you download from. Here are the risks and precautions:

Yes. Modded games rarely update seamlessly. To keep progress, look for a “mod with cloud save” — but this increases ban risk. Download Hailey Treasure Adventure Mod Unlimited Money High

Try using GameGuardian (requires root) or Lucky Patcher to modify the original game’s values. This is the most critical question

Not without jailbreaking. iOS mods are rare and risky. Instead, search for a “save file editor” or use a modded Android emulator on PC. Not without jailbreaking