If Kotak reports a late payment by mistake, your repayment schedule serves as evidence. But only a high-quality, bank-generated PDF will be accepted by credit bureaus.
Kotak_PL_XXXXXX_Schedule_MMYYYY.pdf| Problem | Solution | |---------|----------| | Downloaded PDF blurry | Use desktop browser with 150% zoom before printing to PDF. | | Schedule missing after loan closure | Contact Kotak support – closed loan schedules retained for 7 years as per RBI. | | Need part-prepayment schedule | Use Kotak’s “Revised EMI Schedule” request via Net Banking (some charges apply). | | Excel export not available | Copy-paste from PDF into Excel using Data → From PDF (Excel 365 feature). |
Extra Quality Tip: Instead of using the browser’s print-to-PDF option, always look for a native “Download PDF” button. This preserves the original vector quality and embedded data tags.
